First Home Buyers
First Home Buyer Loans
Clear, jargon-free guidance from pre-approval to key handover, including grants and schemes you may qualify for.
Overview
How We Approach First Home Buyer Loans
Buying your first home is unfamiliar territory, and the finance side can feel like the most complicated part of it. We start with a clear picture of your borrowing capacity, then walk through pre-approval, lender selection and any grants or schemes that might apply to your situation, explaining each step in plain language as we go.
There is no assumption that you already know how any of this works. The process stays clear and responsive throughout, so you always know what is happening and what comes next.
Who It's For
Is this the right fit for you?
How It Works
A clear path from first call to settlement.
Discovery Call
A free chat about your goals, timeline and current savings position.
Borrowing Capacity & Grants Check
We work out what you can realistically borrow and which schemes may apply.
Pre-Approval
We prepare and submit your application, and liaise with the lender directly.
Settlement Support
Guidance through to key handover, and beyond if your situation changes.
FAQs
Common questions about First Home Buyer Loans
How much deposit do I need?
It depends on the lender and whether you are using a low-deposit scheme. We will work through your realistic options together in your free consultation.
Am I eligible for the First Home Guarantee?
Eligibility depends on your income, the property price cap and whether you have owned property before. We will check this against current scheme rules with you.
How long does pre-approval take?
Timeframes vary by lender. We will give you a realistic expectation once we know which lender best fits your situation.
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Get Started
Ready to talk about First Home Buyer Loans?
Book a free, no-obligation consultation and we will talk through your situation before any paperwork begins.