0479 067 505 jason@byjfinancesolutions.com.au Suite 2, Level 1, 64 Portman St, Oakleigh VIC

Property Investors

SMSF Lending

Borrowing capacity, equity release and lender sequencing designed around your next property, not just this one.

Equity releaseInterest-only structuringMulti-property sequencing
Investment

Overview

How We Approach Investment Loans

Buying an investment property is rarely a one-off decision, it is usually the first of several. We look at your borrowing capacity, whether releasing equity from an existing property makes sense, and how interest-only versus principal and interest fits your cash flow and strategy.

The lender and structure we recommend for this purchase are chosen with your next purchase in mind too, so today's loan does not quietly limit tomorrow's options.

Who It's For

Is this the right fit for you?

Buying your first investment property
Looking to release equity from an existing property
Comparing interest-only vs principal & interest
Building toward a multi-property portfolio

How It Works

A clear path from first call to settlement.

01

Discovery Call

A conversation about your investment goals and current equity position.

02

Equity & Borrowing Review

We assess what is available to you across your existing properties.

03

Structure & Lender Match

We shortlist lenders and structures suited to your strategy.

04

Settlement & Ongoing Review

Support through settlement, then regular reviews as your portfolio grows.

FAQs

Common questions about Investment Loans

Should I choose interest-only or principal & interest?

It depends on your cash flow and investment strategy. We will talk through the trade-offs for your specific situation.

Can I use equity from my home to buy an investment property?

Often yes, depending on your current loan and property value. We will assess this properly during your consultation.

How many investment properties can I hold?

This comes down to your borrowing capacity and lender policy at the time, which we review as your portfolio grows.

Get Started

Ready to talk about Investment Loans?

Book a free, no-obligation consultation and we will talk through your situation before any paperwork begins.